Writing a rhetorical essay
Bradley University Math Tutoring
Tuesday, March 24, 2020
What Is the Cost of Piano Lessons
What Is the Cost of Piano Lessons How Much Do Private Piano Tutors Cost? ChaptersCost of Piano Lessons: What You Need to Take into AccountPiano Lessons: Price According to LocationThe Private Piano Tutorâs ExperienceThe Price of Piano Tutorials by LevelAdvice for Saving Money on Piano TutorialsâThe piano keys are black and white but they sound like a million colors in your mind.â - Maria Cristina MenaA lot of people in the United Kingdom are interested in learning to play the piano or keyboard but are struggling to find the right way to do it.After all, playing piano is a lot of fun. If you feel like learning to play piano, hereâs some advice on getting private tutorials, finding a piano teacher, and becoming a great pianist! LouisPiano Teacher £40/h1st lesson free!Discover all our tutors AlisonPiano Teacher £32/h1st lesson free!Discover all our tutors BarbaraPiano Teacher £50/h1st lesson free!Discover all our tutors Chi yuenPiano Teacher 5.00 (5) £30/h1st lesson free!Discover all our tutors TomPiano Teacher £25/h1st lesson free!Discover all our tutors ErenPiano Teacher 5.00 (5) £40/h1st lesson free!Discover all our tutors ValtiePiano Teacher £35/h1st lesson free!Discover all our tutors DanielPiano Teacher 5.00 (5) £37/h1st lesson free!Discover all our tutorsCost of Piano Lessons: What You Need to Take into AccountA lot of Brits enjoy playing the piano. With electronic pianos, grand pianos, and upright pianos, pianos are far more accessible than they were in the past.There are different ways to learn to play the piano. (Source: Sebastiano_Rizzardo)There are electronic pianos for all budgets allowing any budding pianist to get started with beginner piano lessons.In addition to buying the instrument itself, you also need to consider how much youâll pay for learning how to play the piano.Piano lessons and music theory go hand-in-hand. Of course, you can find piano tutors whoâd be happy to use piano tablature to teach you, but itâs far more common to learn how to read sheet music.While some people get music less ons in school or at a dedicated music school, others prefer to learn about music from the comfort of their own home.Private piano lessons allow you to go at your own pace without having to travel anywhere. This can be particularly useful if you have kids to look after at the same time. However, itâs much better to fully focus on playing the piano if you really want to progress.The price of a piano lesson will vary according to a number of criteria.In particular, the type of the lesson will change how much you pay for it. Private tutors often offer a variety of different types of lessons:Weekly lessonsIntensive lessonsOccasional lessonsGroup lessonsEtc.Some tutors may charge a fee based on how far they need to travel in order to reach you.To help you better understand how the price of private piano lessons can vary, here are a few of the criteria.Piano Lessons: Price According to LocationYouâve probably seen a variety of rates depending on the town.As with almost everything else, the cost of piano tutorials tend to be higher in London. (Source: Free-Photos)For example, it tends to be more expensive in London than elsewhere in the UK. However, there are often far more tutors in the capital than in the countryside.In London, the average cost of piano tutorials is £35 per hour. Of course, this will vary according to exactly where in London you live.Other towns and cities around the UK tend to be cheaper than the capital. However, there are some that cost more.CityCostLondon £35Manchester £24Birmingham £24Leeds £22Glasgow £22Liverpool £23Southamptom £25Newcastle £22Nottingham £22Sheffied £20Bristol £26Piano lessons tend to cost more (in London) than other musical instruments, too:InstrumentAverage CostPiano £35Acoustic Guitar £25Electric Guitar £27Violin £36Drums £29Bass £29Saxophone £35Cello £40Percussion £28Flute £35Accordion £30Ukulele £38Of course, these are average rates and if you shop around, youâll be able to find cheaper rates. You can also look aro und for piano lessons online, which you can get from tutors anywhere in the world! LouisPiano Teacher £40/h1st lesson free!Discover all our tutors AlisonPiano Teacher £32/h1st lesson free!Discover all our tutors BarbaraPiano Teacher £50/h1st lesson free!Discover all our tutors Chi yuenPiano Teacher 5.00 (5) £30/h1st lesson free!Discover all our tutors TomPiano Teacher £25/h1st lesson free!Discover all our tutors ErenPiano Teacher 5.00 (5) £40/h1st lesson free!Discover all our tutors ValtiePiano Teacher £35/h1st lesson free!Discover all our tutors DanielPiano Teacher 5.00 (5) £37/h1st lesson free!Discover all our tutorsThe Private Piano Tutorâs ExperienceHowever you look for your ideal tutor, youâll surely come across several potential candidates.A piano tutor with years of experience will probably charge more than one who's just started. (Source: ArtsyBee)Not every tutor has the same knowledge. Some have many more years of experience as music tutors than others who mi ght be new to tutoring.It doesnât matter which instrument youâre learning to play (banjo, electric guitar, saxophone, cello, flute, etc.), there are various tutors available to teach you a variety of skills. Their experience and their qualifications if drastically affect the price.A student who taught themselves to play probably wonât charge as much as a music tutor who formerly was educated at and taught in a prestigious music school.Even just a few years of experience can change the rates of a private tutor by over £10 per hour.So which type of piano tutor should you choose?It completely depends on your expectations. If you want to become a professional piano player and start teaching others to play, youâll probably want to opt for an experienced tutor.On the other hand, if you just want to get into playing the piano for fun, an experienced piano tutor isnât necessarily essential. You could benefit from a tutor whoâs just starting out who charges less per hour.The Pr ice of Piano Tutorials by LevelThe way the piano is taught will vary from student to student. Itâs far more complicated teaching advanced techniques to experienced pianists than teaching a new student the basics. This means that lessons for beginners tend to be cheaper than those for advanced students.You can find piano tutorials for almost any budget. (Source: kstuttard)The higher a studentâs level, the more time the tutor will also have to spend planning and preparing their tutorials. Prep and planning can affect the cost of a tutorial.Starting to play the piano and learning about reading music also takes some time, but often less time than teaching a student how to play Beethovenâs Fifth in its entirety.The style of music (be it chamber music, jazz piano, or classical, etc.) will also affect how much youâll have to pay for the hour. There are certain styles that can be much harder to find tutors for.Work out what your objectives are with the help of your potential tutor and explain your level so that you can be sure that youâve picked the right tutor. If youâre a beginner, donât forget to enjoy playing the piano! This is as important as putting the effort in.Advice for Saving Money on Piano TutorialsThere are a lot of advantages to learning how to play the piano with a private tutor, including ways of saving money.You could always get a group lesson to save money. Some piano tutors offer this option. The tutor goes to one studentâs house where theyâll teach several students how to play the piano.This might be the perfect solution for someone who doesnât want to learn to play the piano on their own and could benefit from the motivation you can get from your friends. Group classes are also a good choice for families and friends who are looking to do something together. Of course, each student won't get as much time with their instructor as they would in a classical piano lesson as the instructor teaches all the students at once.Getting a class as a group means that youâll not pay as much each per hour whereas the tutor can earn more money for the hour. Itâs a solution that works for everyone. The tutor benefits from teaching several students while only filling up one hour of his timetable.Even if this means that the total is higher per hour, there are a lot of benefits for the students. You can also save money by learning the piano with online private tutorials. Your tutor can teach you how to play via webcam. You just need an internet connection.This method allows you to save on travel costs for the tutorials without losing the benefits that you get when you learn piano with a private tutor.If you hire a private tutor or music teacher on Superprof, thereâs another way to save some money. Some of our tutors offer free piano lessons for the first hour of tuition so that students who want to learn to play the piano can see if learning piano is for them. This means you get to see if the tutorâs right for you b efore you hire them.Whether you're a beginner, intermediate, or advanced piano player, you can work with a private tutor to create your own piano course. Whether you just want to focus on your piano playing, learn to read music or master sight reading, improve your rhythm, practise improvisation, or just do a bit of ear training, private tutors can help you learn the piano however you want. This is great for those with specific goals or awkward schedules.Whether piano for beginners, lessons on the history of piano music, childrenâs piano lessons, or online piano lessons, the piano instruction is becoming increasingly accessible. By knowing what you're looking for and how much you'll be expected to pay for it, you'll find getting the right way to learn this magnificent instrument without wasting your time or breaking the bank!Now youâre ready to become the next Chopin, Mozart, Beethoven, or Bach!
Friday, March 6, 2020
The Midpoint Formula Tutors
The Midpoint Formula Tutors A 2-dimensional coordinate plane consists of X and Y axis and in this plane any point can be located by representing it through the x and y coordinates. If a line is joining two points represented as (x1, y1) and (x2, y2), then we can find the midpoint of the line using the formula: [(x1 + x2)/2, (y1 + y2)/2]. This midpoint formula helps us calculate the coordinate of the point which lies in the middle of any line in the 2-dimensional coordinate plane. Example 1: Find the midpoint of the line whose endpoints of the line are A (2, 3) and B (4, 5). Given points: A (2, 3) and B (4, 5) Midpoint of a line, (x, y) = [(x1 + x2)/2, (y1 + y2)/2] Here given point A= (x1, y1) = (2, 3) and point B= (x2, y2) = (4, 5) This gives: midpoint of the line AB = (x, y) = [(2+ 4)/2, (3+ 5)/2] = (6/2, 8/2) = (3, 4) Hence the midpoint of the given line AB is (3, 4). Example 2: Find the midpoint of the line whose endpoints of the line are X (-1, 4) and Y(3, -6). Given points: X (-1, 4) and Y (3, -6) Midpoint of a line, (x, y) = [(x1 + x2)/2, (y1 + y2)/2] Here given point X= (x1, y1) = (-1, 4) and point Y= (x2, y2) = (3, -6) This gives: midpoint of the line XY = (x, y) = [(-1 + 3)/2, (4+ (- 6))/2] = (2/2, -2/2) = (1, -1) Hence the midpoint of the given line XY is (1, -1).
How Higher Order Thinking Skills Lead to More Effective Problem Solving
How Higher Order Thinking Skills Lead to More Effective Problem Solving Solve Problems More Effectively Through Higher Order Thinking ChaptersWhat Is Thinking About?What Are Problems Solving Skills?How to Turn a Student into a Problem SolverThe Role of Problem-Solving in Higher Order ThinkingAs we all know, some problems have easy solutions and others require a bit more thought.By that, we obviously donât mean thinking about a problem for a longer period of time while using the same parameters and variables.Problem-solving entails examining a situation from a variety of perspectives and with a host of different aspects to arrive at the best solution â" not just for that problem but for the larger framework in which it manifested.What, exactly, are we talking about, here?We do not mean to infer that word problems in a math assignment represent the opportunity to apply problem-solving skills in the classroom.Such problems demand logical thinking, not critical thinking which leads to problem-solving.Who knew that there were so many different types of thinking involved in solving problems?This article examines the p remise of higher-order thinking, its component part called problem-solving and how critical thinking skills are vital to the effort.By asking the right questions, teachers are instrumental in helping student groups think Image by succo from Pixabaya single definition that wholly characterises thought. Specialists in educational psychology are equally at loggerheads over the issue.Clearly, students must be given information â" that is done by someone who is knowledgeable of facts... in other words, a teacher.Ideally, students would process that information, arrive at conclusions and connect concepts to form a knowledge base into which they will integrate new facts.Now things get a bit more tricky.Our school teachers are very good at imparting information. Given the chance, they would be equally adept at guiding students as they work with this information.The trouble is, in our current curriculum standards, there is usually only room for one learning activity: either presenting new information OR working with said information.Generally, the latter aspect of learning is relegated to homework assignments. In such instances, tutors are instrumental in helping students gain thinking skills.To be a problem solver, you must be an active listener! Image by Couleur from PixabayWhat Are Problems Solving Skills?Problems are opportunities in work clothes â" Henry Kaiser, IndustrialistIn the workplace, problem-solving is generally defined as the ability to manage difficult situations and complex challenges.Do such situations exist in classrooms across the UK?As far as academics go, primary and secondary school students are usually not confronted with situations where they would need problem-solving skills.However, cultivating such abilities in the early stages of education would serve students well a bit later in life, perhaps at the undergraduate and graduate levels; and most certainly will impact their career goals.Thus, were students trained to solve problems as early as possible, it would benefit not just student learning but society as a whole.The question remains: if students are unlikely to encounter situations where problem-solving skills are needed, how should those skills be taught?Letâs break down exactly what problem-solving skills involve:Creativity â" an aspect of student intellect that is unfortunately suppressed in the course of formal education.Communication: there is a distinct lack of opportunity for talking in class!Active listening â" we hope our kids listen to their teachers but there is little chance in a group setting to practise active listening.Research and analysis: these skills play a limited role in classroom learning; they are more the purview of after-school assignmentsTeam building: in the current teacher-led instruction model, there is no place for this facet of problem-solving.Even under the current teaching demands, there is still room for teachers to help their students cultivate these skills.Do you know the difference between critical thinking and higher-order thinking?How to Turn a Student into a Problem SolverWeâre not taught how to think â" Sasuke, university studentThis particular undergraduate student hit the nail on the head with her assertion.As far as our general education standards are concerned, a school teacherâs primary function is to push information and do their best to ensure high test scores.For educators, this is particularly galling because it appears that those aims and student achievement are mutually exclusive propositions if you consider that said achievement should mean that every student would become a critical thinker and problem solver.An effective way around that is to embrace active learning and creative thinking in everyday class activities.Teaching strategies could evolve to include asking open-ended questions which would challenge studentsâ comprehension of the material at hand.Naturally, inviting discussion would not necessarily work well in math and science classes; STEM facts are pretty much indisputable. In such classes, a certain amount of memorization is necessary but the assigned work need not be a test of memory.For teachers of those subjects, group study would be an effective way to cement new knowledge. Furthermore, assigning project-based learning activities could have a formative influence on student learning.Hereâs how such an assignment may look.Subject: math. The topic: percentages. The assignment: calculate a budget for a fictitious country.Students must first discuss what must be paid for: education, healthcare, environmental protection, civic matters such as road maintenance and policing, to name a few.Next, they would collectively calculate what percentage of funds should be allocated to each. The assignment culminates in a presentation of each group's proposed budget.Classroom activities such as these encourage students to think beyond their personal experiences and they elicit interest (who doesnât l ike money!) all while making use of their newly-gained math skills.As for the educator in the room, s/he needs only to go from group to group, asking the types of questions that would stimulate further thought.Such a pedagogy is the trademark of a master teacher; it sets the stage for student engagement better than any teacher-centred methodology ever could!Allowing students to work as a team is a good way to build problem-solving skills Image by Alexas_Fotos from PixabayThe Role of Problem-Solving in Higher Order ThinkingWe described in a sister-article how higher-order thinking comprises of both critical thinking and problem-solving.The concept of higher order thinking itself has its roots in various learning taxonomies, among them Blooms Taxonomy.Benjamin Bloom, an American educational psychologist, theorised that learning follows a certain hierarchy determined by the complexity and specificity of what being learned.There is more than one way that we learn and, to make learning e ffective, all three domains should be addressed.Remember how we used the words affective, cognitive and psychomotor earlier in this article?According to his theory, those are the three domains under which learning is classified.Applying this model, we see that psychomotor learning starts very early â" in infancy, and then effective learning follows shortly after, as toddlers discover emotions and how to manage them.Cognitive learning really takes off once a child starts school; in fact, throughout a personâs academic career, this type of learning is the one that is overwhelmingly addressed while the other two domains are mostly ignored.That assertion poses a very serious question: if we do not teach students to reason according to emotional as well as intellectual knowledge, are we creating cognitive disparities that will ultimately affect how people function in society?Instructional strategies that incorporate both problem-solving and critical thinking would be an effective sol ution to that admittedly gloomy projection.Posing higher order thinking questions such as âCan you give me an example of...â or âWhat is the difference between...â takes students away from the mere spilling of facts on demand and smack into critical thinking territory.They draw on studentsâ prior knowledge and cause them to reflect on dissimilar or not-conspicuously related concepts.Letâs go back to our fictitious country budget example, only this time we project a student who has a severe medical condition that causes many trips to AE.As s/he reflects on the assignment, s/he remembers how many times s/he has taken ambulance rides and has had emergency medical treatment.Drawing on this experience, s/he would urge his group to include funds for emergency medical care into their budget â" a facet of government budgeting that perhaps other students would not think to incorporate into their plan.This student and that group have moved beyond rote work. They are drawing on th eir multiple intelligences to complete that assignment most creatively.Later, as they share their work in class, other students could learn from their example, meaning that everyone enjoys enrichment!Meanwhile, the teacher may bask in the warm glow of being a knowledge facilitator...Tutors: know when to back off of a higher-order thinking exercise!
Thursday, March 5, 2020
What to Know About AP Exams in 2017
What to Know About AP Exams in 2017 Because tests are constantly evolving, it can be difficult to keep track of everything you need to know. As we enter into 2017, it may help to think about AP exams in their entiretyevery test you could take, when theyre scheduled, and what youll need to do to prepare. While knowing the logistics of your exams is only the beginning, it is a crucial step in achieving your testing goals. Here is what you should know about AP exams in 2017: Where and when do I take my 2017 AP exams? If you remember the month of May, youre in good shapeall AP exams for 2017 take place during two weeks in May (May 1-5 and May 8-12). For a more specific breakdown, check the College Board's schedule. Students are not allowed to take AP exams early, and local coordinators will announce test locations. If youve got two exams at the same time, you can reschedule one of them for later in May. By July, you should know how you did on your examby mid-July, you should have the results of any exams youmay have rescheduled to take later in May. [RELATED: A Scoring Guide to AP Exams] How do I register for my 2017 AP exams? Of course, youll have to first register for AP exams, which must be done through your school with an accompanying fee. Begin by inquiring as to whether or not your school has an AP exam coordinatorthat person should have all the information necessary and can advise you on appropriate coursework, though you are not required to take the corresponding AP course in order to take the exam. If your school does not offer AP classes (or if youre homeschooled), you should contact AP Services no later than March and ask them to put you in touch with a local coordinator who can help you out. What should I bring to my AP exam test days? While it may seem like months away, it doesnt hurt to know well ahead of time what youll need to have with you test day. For instance, youll need to know your schools six-digit code (theres one for homeschooled students as well). If youre taking an exam at another school, be sure to use the code for the school you attend. For a more comprehensive list of materials you can and cannot bring, check the College Board site. How should I prep for my 2017 AP exams? Believe it or not, May will be here before you know itand students who study appropriately are more likely to perform infinitely better on their AP exams. Now is a great time to commit to taking one or more exams. Knowing theres a test in your future makes it easier to pay attention and form a study plan that will work for you. If you havent already, consider meeting with your high school guidance counselor to seek any advice on AP exam prep. You may also want to take a closer look at identifying your learning style. Both of these actionable steps can help you tailor an AP test prep plan that works for you. Bonus tip: dont forget about practice tests! There are many free AP practice tests to help you determine your strengths and weaknesses. [RELATED: What You Need to Know About the New AP Calculus Exams] Finally, make a detailed timeline to give you an idea of what will be necessary and when as you prepare for your 2017 AP exam(s). If youre taking a corresponding AP class, you might note when youre going to cover certain topics, particularly if you feel like you may need extra study time with them. If youre taking the exam without an accompanying course, make a more detailed schedule of when youll independently cover exam topics. Be sure to give yourself plenty of time to address problem areas and sharpen your skills. Take preparation seriously and youll be on your way to a stellar AP score! Any topics you want to know more about? Let us know! The Varsity Tutors Blog editors love hearing your feedback and opinions. Feel free to email us at blog@varsitytutors.com.
Accounting Glossary
Accounting Glossary Accounting Activities Accounting vocabulary word cloud Accounting Activities French translations English definitions Pronunciation Accounting vocabulary card game Accounting Listening Resources Careers: The Real World of Accounting How to use AccountingCoach.com to Learn Accounting for Free Accounting Reading Resources A day in the life of an Accountant/Auditor What can I do with a degree in Accounting? 3 Reasons to Become an Accountant 5 Reasons Why You Should Become an Accountant 3 Reasons to Pursue a Financial Profession Grammar for Accounting Online ESL grammar checker Glossary of Accounting account A record or statement of financial expenditure or receipts relating to a particular period or purpose. account payable A liability account showing how much is owed for goods and services purchased on credit; the problem was to match receivables and payables in the same currency account reconciliation The act of confirming that the balance in ones checkbook matches the corresponding bank statement. Accounting The systematic and comprehensive recording of financial transactions pertaining to a business. accounts receivable Sales made but not paid for by customers (trade debtors), shown as current (short-term) assets in a balance sheet and are, in fact, unsecured promises by customers to pay accumulated depreciation The total depreciation on a tangible asset accumulated up to a specified date. This amount is subtracted from the original cost or valuation of the asset to arrive at its book value. amortize Reduce or pay off (a debt) with regular payments amount A quantity of something, especially the total of a thing or things in number, size, value, or extent asset An item of property owned by a person or company, regarded as having value and available to meet debts, commitments, or legacies assignment credit The book credit leveraged against the fiduciary assignment of a companys receivables. association An organization of people with a common purpose and having a formal structure. balance sheet A financial statement that summarizes a companys assets, liabilities and shareholders equity at a specific point in time balance sheet analysis An analysis of a companys assets, liabilities and equity usually conducted at set intervals, such as quarterly or annually. bank loan Money borrowed from a bank bankruptcy A legal proceeding involving a person or business that is unable to repay outstanding debts. breakeven point The point at which the income from the sale of a product or service equals the invested costs, resulting in neither profit nor loss; the stage at which income equals expenditure. budget An estimate, often itemized, of expected income and expense for a given period in the future. budgetary accountability The process in Government Accounting of recording budgetary amounts in the accounts of a fund. capital account That part of the balance of payments recording a nations outflow and inflow of financial securities capitalized interest Interest that is not immediately expensed, but instead is treated as an asset and amortized over time in the income statement. cash cycle The length of time between the purchase of raw materials and the collection of accounts receivable generated in the sale of the final product. cash flow The total amount of money being transferred into and out of a business, especially as affecting liquidity. charge off The declaration by a creditor (usually a credit card account) that an amount of debt is unlikely to be collected. This occurs when a consumer becomes severely delinquent on a debt. chart of accounts A created list of the accounts used by a business entity to define each class of items for which money or the equivalent is spent or received. commission the act of committing or giving in charge conservatism The belief that business systems should follow a safe approach to business practices. contract An agreement between two or more parties to do or not do something specified. credit The deduction of a payment made by a debtor from an amount due. current assets Any asset expected to last or be in use for less than one year. current liabilities Obligations such as deferred dividend, trade credit, and unpaid taxes, arising in the normal course of a business and due for payment within a year. customer A party that receives or consumes products (goods or services) and has the ability to choose between different products and suppliers. debt Something, typically money, that is owed or due. debtor A company or individual that owes a sum of money. deferred revenue Revenue that is considered a liability until it becomes relevant to the business at hand, such as a payment received for work that has not yet been performed. discount A deduction from the usual cost of something. doubtful account Name given to an account that records the sums (accounts) whose collection looks uncertain. Such accounts are termed bad debts and are usually written off against the profit of the firm as expense. down payment An initial payment made when something is bought on credit. employer A person or business that employs one or more people, especially for wages. equity Total assets minus total liabilities; also called net worth or book value. expenditure The act of expending something, especially funds; disbursement; consumption. federal Pertaining to or of the nature of a union of states under a central government distinct from the individual governments of the separate states. finance The management of revenues; the conduct or transaction of money matters. financial statement A document showing credits and debits. fixed costs A periodic cost that remains more or less unchanged irrespective of the output level or sales revenue, such as depreciation, insurance, interest, rent, salaries and wages. free cash flow The amount of cash that a company has left over after it has paid all of its expenses, including investments. functional currency Currency of the country (called the primary environment ) in which a firm conducts its business activities and generates most or all of its income and expenses. goodwill An intangible asset that arises as a result of the acquisition of one company by another for a premium value. gross income Receipts and gains from all sources less the cost of goods sold. Also called gross margin and gross profit. gross profit Sales minus all costs directly related to those sales, including manufacturing expenses, raw materials, labor, selling, marketing and other expenses. intangible asset Reputation, name recognition, and intellectual property such as knowledge and know how. interest A charge for a loan, usually a percentage of the amount loaned. interest expense The amount allocated for interest payments made by a company. investment The action or process of investing money for profit. leasehold improvement A physical improvement made to a facility by a lessee that enhances the value of the facility. liability An obligation that legally binds an individual or company to settle a debt. license Authorize the use, performance, or release of something. liquid assets Assets in the form of cash. liquidity The availability of liquid assets to a market or company. loan A sum of money borrowed and expected to be paid back with interest. loss The result of selling assets for a price lower than the original purchase price. margin The difference between a sale price and a cost. margin of safety An excess of a companyâs actual sales revenue over the breakeven sales revenue, usually expressed as a percentage. mortgage A debt instrument that is secured by the collateral of specified real estate property and that the borrower is obliged to pay back with a predetermined set of payments. net earnings The total revenue in an accounting period minus all expenses during the same period. opening balance The new amount on their balance sheet after financial statements are completed. operating expense An expense incurred in carrying out an organizations day-to-day activities, but not directly associated with production. overdraft A loan arrangement under which a bank extends credit up to a maximum amount against which a current checking account customer can write checks or make withdrawals. pension A regular payment made during a persons retirement from an investment fund to which that person or their employer has contributed during their working life. periodic inventory system A system where a business calculates its inventory by physically counting items at end of each accounting period rather than updating inventory continuously. perpetual inventory system A system where a business updates the quantity and availability of its inventory on a continuous basis, after each purchase or sale. prime cost The direct cost of a commodity in terms of the materials and labor involved in its production, excluding fixed costs. profit A financial gain, especially the difference between the amount earned and the amount spent in buying, operating, or producing something. purchase Acquisition through the payment of money or its equivalent. real estate Property consisting of land or buildings. residual value Estimated scrap value of an asset at the end of its economic or useful life. retained earnings Profit generated by a company that is not distributed to shareholders as dividends but is either reinvested in the business or kept as reserve for specific objectives. return on net assets A measure of a companys financial performance, equal to net income divided by the sum of fixed assets and net working capital. running cost Money spent by a company for the purpose of managing the business and/or for operating machinery for use in the business. salary A fixed amount periodically paid to a person for regular work or services. share A unit of account for the capital or stock of a company. shareholder An owner of shares in a company. solvency The ability to meet maturing obligations as they come due. stock The capital raised by a business or corporation through the issue and subscription of shares. tangible asset Equipment, machinery, plant, property that has long-term physical existence or is acquired for use in the operations of the business and not for sale to customers. tax A compulsory contribution to state revenue, levied by the government on workers income and business profits or added to the cost of some goods, services, and transactions. transfer pricing The price that is assumed to have been charged by one part of a company for products and services it provides to another part of the same company, in order to calculate each divisions profit and loss separately. trial balance A statement of all the open debit and credit items in a double-entry ledger, made to test their equality. variable cost A periodic cost that varies in step with the output or the sales revenue of a company. Variable costs include raw material, energy usage, labor, distribution costs, etc. wages Money that is paid or received for work or services, as by the hour, day, or week. Please follow and like us:
Give Back - Phrasal Verb of the Day
Give Back - Phrasal Verb of the Day Todays phrasal verb of the day is: Give BackInfinitive form: Give BackPresent Tense: Give back/Gives backing form: Giving BackPast tense: Gave BackParticiple: Given BackIt is a separable phrasal verb that can be used in two ways:1. When you return something to someone.I gave her dress back, after I finished wearing it.2. To contribute something to a community, foundation, or charity.She gives back to her community by volunteering at the local schools.Exercises: Write your answers in comments and we will correct them.Write three sentences by inserting the objects in parentheses.Example: (my phone, it) Give back please. - Give it back, please. Give my phone back, please. Give back my phone, please.1. (the newspaper, it) Give back when you are finished reading.2. (the keys, them) Give back when you check out of the hotel.3. (the money he borrowed, it) He gave back to his parents. Complete the sentences with the correct form of give back.1. You dont need to ____ ____ the money I gave you.2. Have you ever ____ anything ____ to your community?3. I am ______ ____ this birthday present. It cost too much money!
5 Reasons to Not Buy the New iPhone 5
5 Reasons to Not Buy the New iPhone 5 Photo by medithIT via Flickr.com 2) Itâs not an innovative technological upgrade After the presentation for the iPhone 5 was over, many technology journalists scratched their heads, asking, âIs that it?â While the new iPhone is an improvement over past iterations, there is no significant jump in technology. The presentation showed nothing new, groundbreaking, or innovative. There was no Siri or vastly improved camera features. iOS6 isnât a major upgrade over iOS5. Quadcore processors? Welcome to 2011, Apple. Itâs a new phone, but technically, at this point, itâs just playing catch up with Android. 3) Samsung may be suing Apple While Apple has been busy collecting the billion dollars won in a patent-infringement case against Samsung, it looks like Samsung might be looking to retaliate. Samsung seems to be making the claim that Apple has infringed on their patents concerning 4G LTE technology. What does this mean for the consumer? While we donât know the full extent of what could happen, itâs certainly possible that the iPhone 5 could be pulled from stores just like the Samsung Galaxy Tab. 4) The design is outdated While the new iPhone is thinner and lighter than its predecessors, itâs still the same old iPhone design. For a company that prides itself so much on ingenuity and balance in design, this is really becoming stale. Itâs not a companywide movement; however, just take a look at the constantly evolving iPod Nano line. While the screen size has finally been enlarged, at 4â, itâs still a tiny screen compared to most competitorsâ phones. 5) The iPhone 4S is still a great phone With the release of the iPhone 5, the 4S will likely see a price drop. If you really want an iPhone that bad, itâs probably worth it to just get the 2011 model. It doesnât have 4G LTE, but itâs got Siri, a great camera, and a rock-solid operating system. The iPhone 5 simply is not a good enough improvement to justify its price.
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